Navigating Bank of America Hours: A Guide for Customers

Knowing Bank of America’s hours of operation is crucial for customers to effectively manage their finances. With thousands of locations across the United States Bank of America is one of the largest banks in the country. As a result having convenient access to your bank branch or ATM is an important factor for many account holders. This article will provide an in-depth look at Bank of America’s hours, contact information, online/mobile services, and tips for conducting banking transactions outside of regular hours.

Overview of Bank of America Hours

During the week, most Bank of America branches are open from 9AM to 5PM local time However, hours can vary by location so it’s always wise to check your local branch hours

Here is an overview of standard Bank of America hours:

• Monday to Friday: 9AM to 5PM
• Saturday: Varies by location, many are open 9AM to 2PM
• Sunday: Closed
• Holidays: Closed

Bank of America observes all major U.S. holidays and is closed on those days. Holidays include New Year’s Day MLK Day Presidents’ Day, Memorial Day, Independence Day, Labor Day, Columbus Day, Veterans Day, Thanksgiving, and Christmas.

Some locations offer extended hours and are open late. Many banks now have “Express Centers” with hours up till 7 or 8PM on weekdays and limited operations on weekends. Customers can access tellers and ATMs during Express hours.

Contacting Bank of America

If you need to reach Bank of America for assistance or to confirm branch hours, here are some options:

• By Phone: 1.800.432.1000 (24/7 customer service)
• Online Banking: Send a secure message after logging into your account
• Mobile App: Access the help menu and contact options
• Website: www.bankofamerica.com provides local branch contact info

The Bank of America customer service phone number connects you with representatives who can answer questions about accounts, products, services, and branch hours. Wait times may vary depending on call volume.

Banking Online, Mobile App, and ATMs

Bank of America offers digital banking options to access accounts anytime. With their online banking and mobile app, customers can check balances, transfer funds, pay bills and more. The Bank of America app is available for iPhone, iPad, and Android devices.

In addition to digital banking, Bank of America has over 16,000 ATMs across the country. ATMs provide 24/7 access to conduct transactions like withdraw cash, make deposits, check balances, and transfer funds. Bank of America customers can use ATMs fee-free.

Tips for Banking Outside Regular Hours

Here are some tips to conduct banking transactions if your local branch is closed:

• Use Online Banking: Manage accounts and pay bills through the Bank of America website.

• Try the Mobile App: Deposit checks remotely by taking a photo through the app.

• Find an ATM: Withdraw cash, deposit checks, and check balances at any time.

• Access Your Money at Other Banks: Bank of America customers can use ATMs at other banks in the Global ATM Alliance fee-free. This provides access to ATMs when traveling internationally.

• Schedule Appointments: Some Bank of America locations allow customers to schedule appointments outside normal hours if needed.

• Sign Up For Direct Deposit and Auto Pay Bills: Have funds deposited automatically and set up recurring bill payments.

• Consider Bank of America’s Keep The Change: This program rounds up debit card purchases to the nearest dollar and transfers the “change” to savings.

What to Know About Weekend and Holiday Hours

Most Bank of America branches are closed on weekends and holidays. However, options exist to manage finances during these times:

• Saturday Hours: Many locations are open 9AM to 2PM on Saturdays with tellers and ATM access. Check your branch.

• Use ATMs: Withdraw cash, check balances, and more at ATMs available 24/7.

• Online and Mobile Banking: Manage accounts digitally any day of the week.

• In-Network ATMs: Customers have fee-free access to over 16,000 Bank of America ATMs.

• Global ATM Alliance: Provides fee-free use of international ATMs when traveling outside the U.S.

• Contact Customer Service: Bank of America’s call centers operate 24 hours a day, 7 days a week.

Bottom Line

Understanding Bank of America’s hours and alternate banking options allows customers to take control of their finances. With digital banking, a widespread ATM network, and customer service availability, account holders have multiple channels to manage accounts effectively at all times—including outside standard branch hours. Knowing Bank of America’s schedule combined with utilizing the resources outlined above provides customers with an enhanced banking experience and more financial flexibility.