Dental implants can greatly improve seniors’ quality of life. However, the high cost often deters seniors from getting implants. This leads many to wonder – does Medicare pay for implants for seniors? Unfortunately, original Medicare does not cover routine dental care, including implants. However, seniors have options to get coverage for implants through Medicare Advantage … Read more
When you make an auto insurance claim after an accident or incident, you are responsible for paying the deductible amount before your insurance coverage kicks in. But what if the cost to repair the damage is actually less than your chosen deductible? This situation presents a dilemma. Should you pay the full repair bill yourself … Read more
The rise of managed care in the U.S. healthcare system has transformed how physicians practice medicine. Managed care plans, which integrate healthcare financing and delivery to control costs, havebecome the dominant form of health insurance coverage over the past few decades. This rapid shift has had major implications for physicians’ clinical autonomy, patient relationships, workflow, … Read more
Life insurance and death insurance are often used interchangeably, but there are some key differences between the two. While both provide financial protection for loved ones after someone passes away, they have different policy structures, benefits, and limitations. Understanding the distinctions can help you choose the right type of coverage for your needs and budget. … Read more
A Health Savings Account (HSA) is a tax-advantaged medical savings account available to taxpayers in the United States who are enrolled in a high-deductible health plan (HDHP). HSAs allow you to set aside money on a pre-tax basis to pay for qualified medical expenses. Many people have questions about contributing to an HSA, especially whether … Read more
UnitedHealthcare offers a wide range of Medicare plans, including Medicare Advantage, Medicare Supplement, and Medicare Part D plans. A common question is whether you need to be an AARP member to enroll in UnitedHealthcare’s Medicare plans. The short answer is no, you do not need to be an AARP member to get Medicare coverage through … Read more
On a life insurance policy, the insured is the person whose life is being covered. The owner controls the policy and makes decisions about it. Oftentimes, the insured and owner are the same individual. But they can also be different people. So can the insured be the owner of their own life insurance policy? The … Read more
Paying insurance premiums on time is crucial to keeping your policy active and avoiding a lapse in coverage. But life happens, and you may occasionally miss a payment. So how long after the due date can your insurer cancel your policy if you don’t pay? The answer depends on a few key factors: The type … Read more
For many Americans, employer-sponsored health insurance is a major benefit. But how does paying for this coverage actually work? Is the cost of your health plan premium deducted from each paycheck? The short answer is – usually, yes. Most companies deduct all or a portion of health insurance premiums from employees’ paychecks on a pre-tax … Read more
Adding a driver to your State Farm auto insurance policy can increase your premium, but the amount will depend on several factors. Here’s what you need to know about how adding a driver impacts your State Farm car insurance rates. Who Needs to Be Listed on Your Policy Any licensed driver who uses your insured … Read more