Getting notice that your insurance policy is being canceled can be stressful and disruptive. But policyholders have certain rights when it comes to cancellation notices. States regulate the minimum notice periods that insurance companies must provide before terminating coverage. Understanding how much advance warning your insurer is required to give can help you avoid surprises … Read more
Renters face risks like theft, fire damage, and liability claims that can disrupt lives and finances. A renters insurance policy protects against these perils, but what about accidental damage? If you spill wine on the carpet or your child breaks an appliance, will renters insurance have you covered? Understanding exactly what accidental damage is covered … Read more
Seeing your auto insurance premium increase at renewal time is annoying but often expected. More confusing is when your bill seems to fluctuate up and down slightly each month. Why does your car insurance payment jump around when coverage remains the same? As it turns out, many factors can cause your monthly car insurance rate … Read more
Planning a trip outside of Illinois? As a Blue Cross Blue Shield of Illinois (BCBSIL) member, you can rest assured knowing your coverage goes with you wherever you travel within the United States. BCBSIL has you covered through the BlueCard® Program, giving you access to care across all 50 states. With BCBSIL and the BlueCard … Read more
Owning more than one vehicle is common for many households. You may have a family car as well as a sports car or classic car that you cherish. Or perhaps you have a work vehicle in addition to your personal one. Whatever the case, you’ll need auto insurance coverage for every car you own. But … Read more
If your car insurance payment is late, you may be wondering how much time you have before your Allstate policy cancels. Most auto insurers offer policyholders a grace period to pay overdue premiums and avoid a lapse in coverage. But how long is Allstate’s grace period exactly? What steps can you take to ensure your … Read more
Moving to Canada as a US citizen is absolutely possible, but there are a few key things you need to know. As a US citizen, you have the privilege of entering Canada without a visa as a tourist for up to 6 months. However, if you want to live, work or study in Canada long-term, … Read more
Collecting patient copays and balances can be one of the most challenging aspects of running a successful medical practice. With rising deductibles and healthcare costs, patients are bearing more financial responsibility for their care. This makes efficient copay collection processes more important than ever. The good news is that with the right strategies, you can … Read more
Getting into multiple accidents in a short period of time can seriously jeopardize your car insurance coverage. Most insurers have limits on the number of claims they will accept over a set timeframe before dropping a policyholder. So can car insurance drop you after just 2 accidents? The short answer is yes – having 2 … Read more
Your health insurance card contains important information that identifies you as a member and provides details about your specific coverage. One of the most vital pieces of information on the card is your insurance ID number. This unique identifier allows healthcare providers to verify your policy details and bill your insurance plan for services. But … Read more