Over-the-counter (OTC) benefit cards have become a popular addition to many Medicare Advantage plans in recent years. These prepaid debit cards give members a quarterly or monthly allowance that can be used to purchase approved OTC health and wellness products. If you have an OTC card, you may be wondering – what can I actually … Read more
When selecting health insurance, two popular options are health savings accounts (HSAs) and health maintenance organizations (HMOs). But why choose an HSA over an HMO? While both can help lower your healthcare costs, HSAs and HMOs work very differently. Understanding the key differences between these two account types can help you determine which offers the … Read more
Physician assistants (PAs) have become integral providers in the healthcare system. But what exactly is a PA and why are they so vital? This article will explain what physician assistants do, their role and responsibilities, why the career is growing so rapidly, and the many benefits PAs bring to healthcare teams and patient care. What … Read more
TRICARE for Life (TFL) is Medicare-wraparound coverage for TRICARE beneficiaries who are entitled to Medicare Part A and enrolled in Medicare Part B. It provides extensive coverage to supplement Medicare, but one common question is: Does TRICARE for Life pay for prescription drugs? The answer is yes. Prescription drug coverage is included with TFL under … Read more
Having a trust can provide many benefits, such as avoiding probate and protecting assets. However, a common question that comes up is whether you still need umbrella insurance if you have a trust set up. The short answer is yes, umbrella insurance is still recommended even if you have a trust. What is Umbrella Insurance? … Read more
When it comes to Medicare, you have choices beyond basic Original Medicare. Two popular options are Medicare Supplement (Medigap) plans and Medicare Advantage plans. But what exactly is the difference between these supplemental coverage choices? Read on for a detailed overview comparing Medicare Supplement vs. Medicare Advantage plans. What are Medicare Supplement and Medicare Advantage … Read more
Allstate Insurance is one of the largest insurance providers in the United States. They offer auto, home, renters, motorcycle, and other insurance policies to millions of customers across the country. If you need to contact Allstate for any reason, there are a few main 1 800 numbers you can call: Allstate Customer Service The main … Read more
Proving ownership of a vehicle is an important step when registering or transferring registration of a car in Australia. Here are the main ways to prove ownership of a car in Australia: Registration Certificate The most straightforward proof of ownership is the vehicle’s current registration certificate. This document lists the registered owner of the vehicle. … Read more
The LIC Tech Term Plan is a pure term insurance plan from Life Insurance Corporation of India (LIC) that provides financial protection to the policyholder’s family in case of his/her untimely death. It is one of the most affordable term plans in the market that offers comprehensive coverage at economical premiums. Like most term plans, … Read more
When you file an insurance claim after an accident, loss, or injury, you expect the insurance company to review the details and pay out your benefits. However, it’s not always that simple. Insurance companies often conduct thorough investigations before approving claims. So why exactly would an insurer investigate a claim that you make? There are … Read more