When reviewing options for Medicare Part D prescription drug coverage, SilverScript is one of the largest national providers. They offer three main plans – SilverScript SmartRx, SilverScript Choice, and SilverScript Plus. SilverScript Choice and SilverScript Plus have some important differences in terms of costs, coverage, and benefits. Understanding these key distinctions can help you determine … Read more
It’s a common scenario – you go to the doctor for your annual physical or wellness checkup, expecting it to be fully covered by insurance with no out-of-pocket costs. After all, yearly well visits are supposed to be free under the Affordable Care Act. But then you get a bill in the mail with multiple … Read more
Medicare beneficiaries looking into prescription drug coverage may come across two similar-sounding acronyms – PDP and PPO. But these two terms actually refer to very different types of Medicare plans. It’s important to understand the key differences between PDP and PPO when evaluating your Medicare options. What is a PDP? PDP stands for “Prescription Drug … Read more
Health maintenance organizations (HMOs) are a common type of health insurance plan in the United States. However, some doctors have reservations about accepting and working with HMO plans. There are a few key reasons why many physicians do not like HMOs or prefer other insurance options like PPOs. What is an HMO? First, let’s review … Read more
Preferred provider organizations (PPOs) have become a popular type of health insurance plan in the United States. PPOs give members flexibility in choosing healthcare providers while still receiving coverage from their insurance. But not all PPOs are created equal. If you’re looking for a large, established PPO network, then MultiPlan is the one you need … Read more
Progressive’s loyalty program offers various benefits and discounts to customers who have been with them for years. One of the higher status levels in this program is called Diamond Level Progressive. This article will explain everything you need to know about Diamond Level Progressive, including: Overview of Progressive’s Loyalty Program Requirements to Reach Diamond Level … Read more
Choosing between a PPO high and PPO standard health insurance plan can be confusing. While both are preferred provider organization plans that offer access to care within a network of healthcare providers, there are some key differences. This article will explain what PPO high and PPO standard mean, compare the two plans, and provide tips … Read more
Anthem is one of the largest health insurance providers in the U.S. and a major player in the Medicare Advantage market. However, Anthem Medicare Advantage plans are not available nationwide. They are only offered in 14 specific states. What are the 14 Anthem states? Let’s examine the coverage footprint of Anthem’s Medicare Advantage plans across … Read more
If you are buying or renewing auto insurance, you may come across terminology like “10/20/10” coverage. This refers to a typical split limit liability coverage combination. But what exactly does 10/20/10 mean in auto insurance and why is it important? This article will explain it in simple terms. What are Liability Limits in Car Insurance? … Read more
The IDV or Insured Declared Value of your car plays a vital role in determining the premium you pay for your car insurance policy. It is also crucial in deciding the claim settlement amount in case of total loss or theft of your vehicle. As your car grows older, its market value decreases due to … Read more