Having health insurance is crucial for getting access to healthcare and managing costs. But what if you don’t have a Social Security Number (SSN) and instead have an Individual Taxpayer Identification Number (ITIN)? Can you still get health insurance? The short answer is – yes, in most cases you can get health insurance with an … Read more
Kemper is a national auto insurance provider that offers policies in all 50 states. While the company specializes in high-risk drivers, they also provide insurance for regular drivers as well. If you currently have a car insurance policy through Kemper but want to cancel it, there are a few simple steps you need to take. … Read more
UnitedHealthcare offers a wide range of health insurance plans to employers, individuals, and families. One popular option is the Choice Plus plan, which provides flexible coverage and access to the large UnitedHealthcare network. But is Choice Plus considered a commercial insurance plan? The short answer is yes. UnitedHealthcare Choice Plus is a type of commercial … Read more
Apple Wallet allows you to digitally store things like credit cards, transit passes, event tickets, and more. This provides easy access to them on your iPhone versus carrying around physical cards and documents. A common question among Medicare recipients is – can you add your red, white, and blue Medicare insurance card to Apple Wallet? … Read more
The US healthcare system is complex, with many different organizations and individuals playing important roles. Though the system has significant problems with cost, quality, and equity, major shifts over the past decade are leading healthcare organizations to focus more on keeping people healthy rather than just treating illness. Understanding the key players and their incentives … Read more
Health Savings Accounts (HSAs) are a powerful savings tool that allow you to set aside pre-tax or tax-deductible funds for medical expenses. Many HSA providers issue a debit card that offers convenient access to your HSA balance. A common question is whether this HSA debit card can be used at ATMs. The short answer is … Read more
Costco Wholesale is known for providing exceptional benefits, including health insurance coverage, for its employees. Compared to many other major retailers, Costco employees get comprehensive health benefits at very low personal cost. Costco Health Benefits Overview Costco offers health insurance options that include: Medical plans Dental plans Vision plans Prescription drug coverage Mental health benefits … Read more
Insurance policies provide financial protection and peace of mind in the event of unexpected losses. There are many different types of insurance available to cover a wide range of needs. Here is an overview of the most common forms of insurance that individuals and families may want to consider purchasing. Auto Insurance Auto insurance is … Read more
Medicaid and Health Savings Accounts (HSAs) are two different healthcare programs that serve different purposes. However, their eligibility requirements overlap in a way that affects whether someone on Medicaid can contribute to an HSA. What is Medicaid? Medicaid is a public healthcare program that provides health coverage to low-income individuals and families. It is jointly … Read more
Claims adjustment is the process of investigating, evaluating, and settling insurance claims. The purpose is to determine if the insurance company is liable for a loss under the terms of its policy and if so, what amount should be paid to the policyholder. Claims adjusters play a vital role in this process. Who Are Claims … Read more