Maintaining continuous car insurance coverage means making sure your premium payments are up to date. Auto-Owners Insurance makes it easy to pay your bill through their website, mobile app, by phone, mail or in person. This guide will outline the various payment options available.
About Auto-Owners Insurance
First, some background on Auto-Owners Insurance Founded in 1916, Auto-Owners is one of the largest property and casualty insurers in the U.S They provide policies for home, auto, business, and life insurance.
Some key facts about Auto-Owners:
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Rated A++ (Superior) financial strength by A.M. Best
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Over 6500 independent agents represent the company
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Does business across 26 states, mostly in the Midwest, Southeast and Southwest
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Offers group benefits through subsidiary Owners Insurance Company
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Consistently high customer satisfaction ratings
Now let’s look at how you can pay your Auto-Owners insurance bill.
Paying Your Auto-Owners Bill Online
The fastest and most convenient way to pay is online through the Auto-Owners customer website. Here’s how it works:
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Go to customercenter.auto-owners.com and log in or register for an account.
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Under “Billing and Payments”, select “Make a Payment.”
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Choose which policy you want to make a payment towards.
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Enter your payment amount and select a payment method. Options include e-check, credit/debit card or mail-in payment.
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Carefully review payment details before submitting.
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You’ll receive instant email confirmation when the payment is processed.
Paying online provides proof of payment and lets you view billing history. Just log in 5-7 days before your due date.
Using the Auto-Owners Mobile App
For on-the-go payments, download the Auto-Owners mobile app for iOS or Android. You can quickly pay bills right from your smartphone.
To make a payment in the app:
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Login using your Auto-Owners website credentials.
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Tap “Make a Payment” from the main menu.
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Select your policy and payment amount.
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Enter payment details and submit.
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You’ll receive instant confirmation when the payment is processed.
The app also provides 24/7 access to ID cards, claim reporting, and policy documents. It’s extremely useful for managing your policy anytime.
Paying Your Auto-Owners Bill by Phone
You can also make a payment by calling Auto-Owners billing services at 1-800-288-8740.
When you call, have these items ready:
- Your Auto-Owners policy number
- Payment amount
- Credit/debit card details
Follow the voice prompts to enter your payment info. You’ll receive a confirmation number when the payment is submitted. Just note phone payments have a $10 convenience fee.
Paying Your Auto-Owners Bill by Mail
To pay by check or money order, follow these steps:
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Make the check payable to Auto-Owners Insurance.
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Write your policy number on the check memo line.
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Include your payment stub to ensure proper application.
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Mail the payment to:
Auto-Owners Insurance
PO Box 740312
Cincinnati, OH 45274-0312
Allow 5-7 business days for mailed payments to process. Paying online or via the app is much faster.
Paying in Person at an Agent’s Office
You can also visit your local Auto-Owners agent’s office and make a payment in person. Locate agents on their website.
Call ahead to confirm payment types, hours and any fees. Most agents accept cash, check or money order. You’ll receive a printed receipt from the agent. Just allow 72 hours for in-person payments to process to your account.
Key Auto-Owners Payment Policies
When paying your bill, keep these Auto-Owners payment policies in mind:
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Monthly premium installments are due on the same date each month. Review your policy documents for the monthly due date.
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Late payments receive a one-time $25 fee. Non-payment can result in cancellation.
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Enter the exact amount due for your payment to avoid delays.
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Online and app payments process instantly. Mail and in-person payments take 2-3 days.
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If your policy is already cancelled, you must call to reinstate coverage and make any payments.
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Save all payment confirmations, receipts and confirmation numbers as proof of payment.
As long as you pay your entire Auto-Owners premium by the due date, you can prevent fees and cancellation. Just pick a payment option that meets your needs.
Get Exceptional Coverage with Auto-Owners
If you’re looking for the right insurance at a competitive rate, be sure to get a fast, free quote from Auto-Owners. With customized packages and savings opportunities, their local agents provide truly personal service. For quality coverage and premier value, Auto-Owners is a great fit.
Life & Disability Income
- If you need assistance with a policy, please contact your local independent agency.
- Our Life & Health billing representatives have similar options to our Property & Casualty billing representatives. For assistance with a life or disability income policy, you can contact a Life & Health billing representative Monday-Friday from 8:00am-4:30pm EST by calling 1-800-346-0346 ext. 51860
- You can pay your bill from your bank account or credit card via Pay Now or by calling our Interactive Voice Response (IVR) system at 1-888-970-0415.
Our dedicated team of associates and agencies are committed to serving your insurance needs.
Manage Your Insurance Needs
We are committed to the health and safety of our associates and agencies while maintaining operational services for our policyholders. Below are the best ways to manage your insurance needs:
- If you need to file a claim or need assistance with a policy, please contact your local independent agency.
- You can connect to our system 24/7 via our online access app. Pay your bill, upload and view claims documents, view Insurance ID cards and policy documents.
- You can pay your bill without logging into our online access via Pay Now.
- Our billing representatives are willing to discuss options to assist you such as: defer the minimum amount due, change your due date, change your payment plan or offer a payment extension. They can be reached Monday-Friday from 8:00am-6:00pm EST by calling 1-800-288-8740
- After-hours claim reporting is available by calling 1-888-252-4626.
Auto-Owners Insurance Review: Pros and Cons Explained
FAQ
Will insurance pay my car payment?
While it does not seem fair, the insurance company is not required to pay off your loan – they are only required to pay ACV. So if you are upside down on your vehicle loan you will be responsible for making up the difference in the ACV and the loan payoff.
What is the grace period for Auto-Owners Insurance?
Does Auto-Owners have a grace period for payments? Yes, Auto-Owners has a grace period of up to 30 days for payments, with specific timeframes varying by state law. During the Auto-Owners grace period, policyholders can pay their past-due premium in order to avoid a lapse in coverage.
How do I get my insurance company to pay?
Contact the insurance company directly.
Be polite but persistent, and keep going up the corporate ladder. Be sure to make a record of all phone calls, including the names and positions of everyone with whom you speak. Save your phone bills that list the calls.
Who is the Auto-Owners Insurance company?
Auto-Owners Insurance Group is a mutual insurance company that provides life, home, car and business insurance. Their policies are sold exclusively through local and independent insurance agents within their 26 operating states.
How do I pay my invoice with Auto-Owners Insurance Company?
Pay your invoice with AUTO-OWNERS INSURANCE COMPANY here. Simply enter the following information from the provided invoice. Complete all required fields [*].
How do I sign up for Auto-Owners Insurance?
Sign up today at auto-owners.com or download the Auto-Owners mobile app. Auto-Owners Insurance online access. View billing details, edit payment methods and check your payment history. View policy coverages, premiums and forms, like proofs of insurance. Switch to paperless and potentially receive our Green Discount.
How do I Pay my Auto-Owners Insurance Bill?
doxo enables secure bill payment on your behalf and is not an affiliate of or endorsed by Auto-Owners Insurance. Pay with your Visa, MasterCard, or Discover credit card or debit card, with Apple Pay, or with your bank account. All-In-One Bill Pay with doxo. Pay for free with Linked Bank Account. Fees may apply for other payment methods
How do I pay my state auto insurance bill?
Drivers with State Auto car insurance can pay their bills online or over the phone. Note that to pay your bill you will have to provide your insurance policy number, which can be found on your State Auto ID card. What company owns State Auto Insurance? Liberty Mutual owns State Auto Insurance. The acquisition was finalized in July 2021.
How do I pay my insurance bill?
You can pay your bill from your bank account or credit card via Pay Now or by calling our Interactive Voice Response (IVR) system at 1-888-970-0415. Our dedicated team of associates and agencies are committed to serving your insurance needs. Consider our paperless options to ensure you receive policy and billing documents in a timely manner.
Is Auto-Owners Insurance a good insurance company?
Auto-Owners Insurance is among the top insurance providers in the U.S., offering a wide variety of discounts and coverages to meet your needs. Contact your local agent for a quote with Auto-Owners Insurance and get quality insurance coverage for your life, home, car and business.