A secondary insured is an individual or entity that is covered under another party’s insurance policy, in addition to the primary policyholder. Secondary insureds receive certain protections and ability to file claims under the policy, but their coverage is more limited compared to the named insured. Understanding secondary insured status, how to be added as … Read more
Having home insurance is crucial to protect your property against damage and accidents. But what if you need to find out if a property you don’t own has coverage? Is there a way to check if a house is insured without asking the owner? Unfortunately, there is no public database that lists which properties have … Read more
Dealing with home damage and insurance claims can be stressful enough without having to fight your mortgage company to access payouts. If your property suffers damage, your mortgage lender has an interest in ensuring repairs are completed. As a result, they may keep claim checks until the work is done. While this protects the mortgage … Read more
Are you an Erie Insurance customer looking to make a payment? You’ve come to the right place! In this comprehensive guide, we’ll walk you through all the available payment options offered by Erie Insurance, ensuring a hassle-free experience for you. Let’s dive in! Paying Your Erie Insurance Bill: A Seamless Experience At Erie Insurance, they … Read more
The health insurance marketplace established by the Affordable Care Act (ACA) offers consumers a range of plan options from various insurance carriers. One common question is whether preferred provider organization (PPO) plans are available on the marketplace. The short answer is yes – PPOs are one of the plan types offered through the insurance marketplace. … Read more
An insurance assignment is an agreement that transfers the rights or benefits of an insurance policy to another party. It gives that party the authority to file claims, make repair decisions, and collect insurance payments without the involvement of the policyholder. Insurance assignments can be helpful in certain situations but also come with risks that … Read more
Liability only car insurance provides the legally required minimum amount of auto insurance coverage. It only pays for damages and injuries you cause to others in an at-fault accident. Liability only policies do not cover damage to your own vehicle in a crash. This article will explain everything you need to know about liability only … Read more
Selling insurance independently can be an attractive career path for those looking to be their own boss and benefit from the flexibility and earning potential of working for themselves. But is it possible to sell insurance on your own outside of working for a larger insurance company? The short answer is yes! You absolutely can … Read more
For most types of life insurance, the policy has a set end date known as the maturity date. When a life insurance policy reaches maturity, the policy ends and a payout is made to the policy owner. But what exactly happens at maturity, and what should you expect? Below we’ll look at how maturity works … Read more
Getting pregnant can be an exciting time, but it also brings many practical considerations – including your health insurance coverage. Pregnancy care and childbirth costs can be expensive, so having sufficient coverage is crucial. Two common insurance plan types many pregnant women consider are PPOs and HDHPs. But when it comes to pregnancy, which option … Read more