When searching for a new dentist, you may find that many don’t accept HMO dental insurance plans. There are several key reasons dentists tend to avoid participating in HMO networks. Understanding these factors can help you make an informed insurance decision. What is HMO Dental Insurance? First, a quick overview of how HMO dental coverage … Read more
When shopping for life insurance, you may come across the terms ‘par’ and ‘non-par’ to describe different policy types. But what do these abbreviations mean and what are the key differences between par and non-par insurance plans? Read on for an in-depth overview comparing participating (par) and non-participating (non-par) life insurance policies. What is a … Read more
If you require mobility assistance at home, you may wonder whether Medicare can cover both a walker and a wheelchair at the same time. Understanding Medicare’s rules for walkers, wheelchairs, and scooters as durable medical equipment can help clarify if simultaneous coverage is possible. Medicare Coverage for Walkers Medicare Part B covers walkers as a … Read more
Insurance policies provide financial protection and security to policyholders in case of unforeseen events or losses. However, under certain circumstances, a policy may be terminated or discontinued before reaching maturity. The two main ways this can happen are through lapse or surrender. While related, these are distinct processes with different implications for the policyholder. What … Read more
When it comes to health insurance and employee benefits, you may have heard of both UMR and UnitedHealthcare. But what exactly is the relationship between these two companies? Are UMR and UnitedHealthcare the same entity? Or are they completely separate organizations? This article will clarify the connection between UMR and UnitedHealthcare and explain how they … Read more
In the healthcare industry, the terms “payer” and “health plan” are often used interchangeably. However, there are some key differences between the two that are important to understand. This article will examine what payers and health plans are, how they differ, and why the distinction matters. What is a Healthcare Payer? A healthcare payer is … Read more
When you make an insurance claim for damage to your vehicle, you may wonder if it will show up later on the vehicle history report from Carfax. Specifically, many people have questions around comprehensive claims and whether they get reported to Carfax. This article provides an overview of how Carfax works, what comprehensive insurance is, … Read more
Equipment floater and inland marine insurance are two types of business insurance that provide specialized coverage for portable property and movable equipment. While they have some overlaps, there are also key differences between these policies. This article provides an in-depth comparison of equipment floater vs inland marine insurance. What is Equipment Floater Insurance? Equipment floater … Read more
The American Postal Workers Union (APWU) Health Plan provides comprehensive health insurance benefits to postal workers and federal employees. While it was formerly part of the Cigna network, the APWU Health Plan now uses UnitedHealthcare as its nationwide provider network. Overview of APWU Health Plan Non-profit health insurance plan exclusively for postal employees and retirees. … Read more
American General and AIG are closely connected insurance companies, but they are not exactly the same entity. American General Life Insurance Company is a subsidiary of AIG, and many of American General’s key insurance brands are owned by AIG. However, American General operates as its own insurance company with its own products and services. The … Read more