When purchasing an insurance policy, you may come across various terminology used to describe the parties involved. Two common terms that are often used interchangeably are “policyholder” and “policy owner”. While they refer to the same role, there are some subtle differences between these terms that are good to understand. This article will explain in … Read more
Insurer concurrence refers to a situation where two or more insurance policies provide coverage for the same risk during the same time period. It is a common practice for policyholders to take out multiple policies to get additional protection beyond their primary coverage. However, having overlapping policies can lead to disputes over which insurer is … Read more
UnitedHealthcare Choice Plus is a type of preferred provider organization (PPO) health insurance plan offered by UnitedHealthcare, one of the largest health insurance providers in the United States. What is a PPO health insurance plan? A PPO plan is a type of health insurance plan that offers more flexibility in choosing healthcare providers compared to … Read more
When it comes to choosing a health insurance plan, Kaiser Permanente offers two main options – HMO and DHMO plans. While they share some similarities, there are key differences between Kaiser’s HMO and DHMO plans that are important to understand when selecting coverage. HMO vs PPO vs EPO Before diving into the details between HMO … Read more
LPPO and RPPO are two types of Preferred Provider Organization (PPO) health insurance plans. PPO plans allow members flexibility in choosing healthcare providers while still having access to discounted in-network rates. LPPO and RPPO plans offer regional or local provider networks respectively. PPO Health Insurance Overview Before diving into LPPO and RPPO specifically, let’s first … Read more
When an insurance company decides not to renew your policy upon expiration, this is known as a non-renewal. Non-renewals are different than cancellations, which terminate coverage mid-policy. Fortunately, insurers typically cannot penalize you simply for having a non-renewed policy. However, your rates may still increase with another insurer if the non-renewal was due to high … Read more
Health insurance can be confusing, with many different plan types using terms that all sound similar. Two options you may come across are PPO and Choice Plus plans. Although they have some overlap, there are key differences between PPO and Choice Plus that impact costs, provider choice, and how you access care. This comprehensive guide … Read more
Knowing the hours of operation for American Family Insurance can help customers get the most out of their relationship with this trusted insurance provider. This article will provide an in-depth look at American Family Insurance hours including weekdays weekends, holidays, and how to get in touch. Overview of American Family Insurance American Family Insurance is … Read more
Direct General is a low-cost insurance provider offering policies for motorcycles life homes, and autos. With locations across 11 states, it’s important to know Direct General’s hours of operation so you can visit a local office or contact them when needed. This article will cover everything you need to know about Direct General’s hours, including … Read more
Finding the right car insurance can be a tedious task. With so many options to choose from, it’s important to find a provider that offers quality coverage at an affordable rate. One popular insurance company in the southwestern United States is Fred Loya Insurance. With decades of experience and numerous locations across several states, Fred … Read more