Preferred provider organizations (PPOs) have become a popular type of health insurance plan in the United States. PPOs give members flexibility in choosing healthcare providers while still receiving coverage from their insurance. But not all PPOs are created equal. If you’re looking for a large, established PPO network, then MultiPlan is the one you need … Read more
Progressive’s loyalty program offers various benefits and discounts to customers who have been with them for years. One of the higher status levels in this program is called Diamond Level Progressive. This article will explain everything you need to know about Diamond Level Progressive, including: Overview of Progressive’s Loyalty Program Requirements to Reach Diamond Level … Read more
Choosing between a PPO high and PPO standard health insurance plan can be confusing. While both are preferred provider organization plans that offer access to care within a network of healthcare providers, there are some key differences. This article will explain what PPO high and PPO standard mean, compare the two plans, and provide tips … Read more
Anthem is one of the largest health insurance providers in the U.S. and a major player in the Medicare Advantage market. However, Anthem Medicare Advantage plans are not available nationwide. They are only offered in 14 specific states. What are the 14 Anthem states? Let’s examine the coverage footprint of Anthem’s Medicare Advantage plans across … Read more
If you are buying or renewing auto insurance, you may come across terminology like “10/20/10” coverage. This refers to a typical split limit liability coverage combination. But what exactly does 10/20/10 mean in auto insurance and why is it important? This article will explain it in simple terms. What are Liability Limits in Car Insurance? … Read more
The IDV or Insured Declared Value of your car plays a vital role in determining the premium you pay for your car insurance policy. It is also crucial in deciding the claim settlement amount in case of total loss or theft of your vehicle. As your car grows older, its market value decreases due to … Read more
Purchasing car insurance can be confusing, especially when you start hearing terms like “policyholder” and “named driver.” While they sound similar, these two terms actually refer to very different roles and responsibilities when it comes to your auto insurance policy. In this comprehensive guide, we’ll explain exactly what policyholders and named drivers are, the key … Read more
A common question that comes up in insurance is whether a mortgagee can be listed as an additional insured on an insurance policy. The short answer is yes, mortgagees can be added as additional insureds, but there are some important details to understand. What is a Mortgagee? First, let’s define what a mortgagee is. A … Read more
The Rockefeller family is one of the wealthiest and most influential dynasties in American history. Much of their fortune can be traced back to John D. Rockefeller, the founder of Standard Oil, who became America’s first billionaire in 1916. A key part of the Rockefeller strategy over multiple generations has been the innovative use of … Read more
You may have noticed a series of letters and numbers labeled “CIN” on your health insurance card. But what does this identification number mean and why is it important? The CIN stands for Client Identification Number. It is a unique ID assigned to individuals who have Medicaid health insurance. This comprehensive guide will explain: What … Read more