If you own a home, coverage L on your homeowners insurance policy provides protection against liability claims. This covers legal costs and damages if someone is injured or their property is damaged on your property. Below is an in-depth look at what personal liability coverage is, what it protects against, coverage limits, and how it … Read more
Driving a car that’s insured but as an uninsured driver can lead to complicated legal and financial consequences. Here’s a detailed look at what can happen in this situation. Overview In most states, auto insurance follows the car, not the driver. So if you drive someone else’s insured car, you’re typically covered under their policy. … Read more
Casualty and liability insurance are two common types of insurance that protect against potential losses. While they sound similar and overlap in some areas, there are important differences between casualty and liability insurance in terms of the risks they cover. Understanding these differences is key for both individuals and businesses looking to properly insure themselves. … Read more
Secure Horizons and UnitedHealthcare have a connected history. Secure Horizons was originally founded as a division of UnitedHealthcare, offering Medicare Advantage plans, Medicare Supplement plans, and Medicare Part D plans. In recent years, UnitedHealthcare has been rebranding Secure Horizons plans under the UnitedHealthcare name. A Brief History of Secure Horizons Secure Horizons was founded in … Read more
When it comes to health insurance, you’ll often come across terms like HMO and MCO. While they sound similar, HMOs and MCOs are two distinct types of health plans. Understanding the key differences between a Health Maintenance Organization (HMO) and a Managed Care Organization (MCO) can help you choose the right plan for your needs. … Read more
Having valid car insurance is mandatory by law in India. As a vehicle owner in Kerala, it is important to regularly check your car insurance status to ensure continuous coverage. Thanks to digital platforms, you can now easily verify your car insurance validity online or offline through multiple channels. This comprehensive guide will walk you … Read more
Many people are faced with the decision of choosing between a PPO (Preferred Provider Organization) and an FSA (Flexible Spending Account) when enrolling in employer-sponsored health insurance plans. The good news is that in most cases, you can have both a PPO health plan and an FSA. However, there are some limitations to be aware … Read more
“To age 90 life insurance” refers to a permanent life insurance policy structured to provide lifetime coverage until the insured individual reaches 90 years of age. This type of policy is designed to offer lifelong protection instead of coverage for a defined term. To age 90 life insurance is a form of permanent life insurance … Read more
When you make an insurance claim for damage to your vehicle, you may wonder if it will show up later on the vehicle history report from Carfax. Specifically, many people have questions around comprehensive claims and whether they get reported to Carfax. This article provides an overview of how Carfax works, what comprehensive insurance is, … Read more
In the healthcare industry, the terms “payer” and “health plan” are often used interchangeably. However, there are some key differences between the two that are important to understand. This article will examine what payers and health plans are, how they differ, and why the distinction matters. What is a Healthcare Payer? A healthcare payer is … Read more