Moving to Canada as a US citizen is absolutely possible, but there are a few key things you need to know. As a US citizen, you have the privilege of entering Canada without a visa as a tourist for up to 6 months. However, if you want to live, work or study in Canada long-term, … Read more
If your car insurance payment is late, you may be wondering how much time you have before your Allstate policy cancels. Most auto insurers offer policyholders a grace period to pay overdue premiums and avoid a lapse in coverage. But how long is Allstate’s grace period exactly? What steps can you take to ensure your … Read more
Owning more than one vehicle is common for many households. You may have a family car as well as a sports car or classic car that you cherish. Or perhaps you have a work vehicle in addition to your personal one. Whatever the case, you’ll need auto insurance coverage for every car you own. But … Read more
Planning a trip outside of Illinois? As a Blue Cross Blue Shield of Illinois (BCBSIL) member, you can rest assured knowing your coverage goes with you wherever you travel within the United States. BCBSIL has you covered through the BlueCard® Program, giving you access to care across all 50 states. With BCBSIL and the BlueCard … Read more
A Medicare Set-Aside (MSA) account contains funds that are set aside specifically to pay for future medical expenses related to a work injury or illness. This separate account is meant to cover injury-related costs that would otherwise be covered by Medicare. But what happens if you receive MSA funds as part of a settlement and … Read more
As you enter retirement, maintaining your assets and nest egg is a top priority. With the potential for needing long-term care services as you age, many wonder if long-term care insurance can help protect assets if care is needed. The short answer is yes – long-term care insurance is specifically designed to cover services that … Read more
The passing of a loved one is always difficult. In the midst of grieving, it’s normal to have questions about what happens to their Medicare coverage after they die. Many wonder – does Medicare provide any funeral assistance or final expenses coverage? Unfortunately, standard Medicare does not cover any costs incurred after a beneficiary’s death. … Read more
TRICARE Select is a health insurance plan available to military families, retirees, and reservists. It provides comprehensive coverage but requires annual enrollment fees and copayments for care. Many wonder if TRICARE Select can act as secondary insurance to supplement other health plans and save on out-of-pocket costs. The answer is yes – TRICARE Select can … Read more
Having comprehensive auto insurance with full glass coverage means you have additional protection for your vehicle’s windows and windshield. This coverage pays to repair or replace damaged glass without you having to pay a deductible. Comprehensive insurance and full glass coverage provide important protection that can save you money if your car’s glass gets damaged. … Read more
A repudiated claim is one of the possible outcomes when you file a claim with your insurance provider. But what exactly does it mean when an insurer repudiates a claim? This comprehensive guide will explain everything you need to know about repudiated claims. What is Claim Repudiation? Claim repudiation refers to when an insurance company … Read more