Allstate Insurance is one of the largest insurance providers in the United States. They offer auto, home, renters, motorcycle, and other insurance policies to millions of customers across the country. If you need to contact Allstate for any reason, there are a few main 1 800 numbers you can call: Allstate Customer Service The main … Read more
When it comes to Medicare, you have choices beyond basic Original Medicare. Two popular options are Medicare Supplement (Medigap) plans and Medicare Advantage plans. But what exactly is the difference between these supplemental coverage choices? Read on for a detailed overview comparing Medicare Supplement vs. Medicare Advantage plans. What are Medicare Supplement and Medicare Advantage … Read more
Having a trust can provide many benefits, such as avoiding probate and protecting assets. However, a common question that comes up is whether you still need umbrella insurance if you have a trust set up. The short answer is yes, umbrella insurance is still recommended even if you have a trust. What is Umbrella Insurance? … Read more
TRICARE for Life (TFL) is Medicare-wraparound coverage for TRICARE beneficiaries who are entitled to Medicare Part A and enrolled in Medicare Part B. It provides extensive coverage to supplement Medicare, but one common question is: Does TRICARE for Life pay for prescription drugs? The answer is yes. Prescription drug coverage is included with TFL under … Read more
American General Life Insurance Company (AGL) is part of the American International Group (AIG) family of insurance companies. AGL offers a range of life insurance, annuity, and supplemental health products. If you’re an AGL customer looking to get in touch with the company, there are a few options: Contact American General Life Insurance by Phone … Read more
If you’re shopping for specialty insurance like mobile home or motorcycle coverage, you may come across Foremost Insurance. This company provides policies for RVs, boats, manufactured homes, motorcycles, and other recreational vehicles. But you may notice Foremost’s website and materials mention an affiliation with Farmers Insurance. So are Foremost and Farmers the same company? Or … Read more
Every year, the Centers for Medicare & Medicaid Services (CMS) issues an Inpatient Prospective Payment System (IPPS) final rule to update Medicare payment policies, rates, and quality programs for acute care hospitals. This comprehensive rulemaking process allows CMS to adapt hospital payments to changing costs, technologies, regulations, legislation, and quality improvement priorities. On August 1, … Read more
A health insurance deductible can be one of the most confusing parts of selecting and using a health insurance plan. Unlike other common insurance terms like premium and copay, deductible is less straightforward. One key question many people have is: Is a deductible paid all at once? The short answer is no—fortunately you don’t have … Read more
UnitedHealthcare offers a variety of Medicare supplement (Medigap) plans to help cover healthcare costs that Original Medicare does not. These plans can provide valuable additional coverage, but you may decide you want to cancel your plan at some point. Here’s what you need to know about canceling a UnitedHealthcare Medicare supplement plan. When Can I … Read more
To get premium-free Medicare Part A when you turn 65, most people need to have at least 10 years of work credits. But what if you don’t meet the work credit requirement? The good news is that you still have options to get Medicare coverage. In this comprehensive guide, we will cover: What Medicare work … Read more