The America’s Health Insurance Plans (AHIP) Medicare and Fraud, Waste and Abuse (FWA) training is required annually for insurance agents who want to sell Medicare Advantage and Part D prescription drug plans. For 2024 plan year enrollment, the new AHIP certification course opened on June 21, 2023. If you need to complete AHIP training to … Read more
Deciding when to start taking Social Security benefits is one of the most important financial decisions you’ll make in retirement. You can start as early as age 62 or delay benefits up to age 70. But claiming benefits before your full retirement age (currently 66 or 67 depending on your birth year) results in a … Read more
Physician assistants (PAs) have become integral providers in the healthcare system. But what exactly is a PA and why are they so vital? This article will explain what physician assistants do, their role and responsibilities, why the career is growing so rapidly, and the many benefits PAs bring to healthcare teams and patient care. What … Read more
When selecting health insurance, two popular options are health savings accounts (HSAs) and health maintenance organizations (HMOs). But why choose an HSA over an HMO? While both can help lower your healthcare costs, HSAs and HMOs work very differently. Understanding the key differences between these two account types can help you determine which offers the … Read more
Over-the-counter (OTC) benefit cards have become a popular addition to many Medicare Advantage plans in recent years. These prepaid debit cards give members a quarterly or monthly allowance that can be used to purchase approved OTC health and wellness products. If you have an OTC card, you may be wondering – what can I actually … Read more
Having a bright, white smile can give you a big confidence boost. Teeth whitening strips are a popular over-the-counter option for whitening your teeth at home. But can these strips be paid for with a health savings account (HSA)? Let’s take a closer look at whether teeth whitening qualifies as an HSA-eligible expense and specifically … Read more
When shopping for car insurance, you’ll often see references to numbers like “50/100/50” when it comes to liability coverage limits. But what do these numbers actually mean and how do they impact your policy? Let’s take a closer look at what 50/100/50 liability limits represent, how this standard split limit structure works, and why it’s … Read more
For many Americans age 65 and over, Medicare plays a crucial role in providing health coverage and reducing the cost of care. However, Medicare does not cover 100% of medical expenses. There are still often significant out-of-pocket costs that Medicare beneficiaries must pay. Let’s take a closer look at what costs Medicare covers, what gaps … Read more
Many Americans have Medicare along with some other type of health insurance. This is commonly referred to as having dual coverage. The most common types of additional coverage that people pair with Medicare are employer group health plans, Medicare Supplement Insurance (Medigap), Medicaid, TRICARE, and Veterans Affairs (VA) health benefits. Let’s take a closer look … Read more
Medicare and Medicaid are two major public health insurance programs in the United States that provide coverage for specific populations. But what percentage of Americans are actually enrolled in these programs? Let’s take a closer look at the latest statistics on Medicare and Medicaid enrollment. A Brief Overview of Medicare and Medicaid First, a quick … Read more