Paying your monthly FPL (Florida Power & Light) bill with a credit or debit card is a quick and convenient option offered to customers. While FPL does not directly accept card payments, they have partnered with Speedpay to process these transactions.
In this comprehensive guide, I’ll outline everything you need to know about paying your FPL electric bill with a credit or debit card either online or by phone
Overview of Paying FPL Bill by Credit/Debit Card
FPL provides their customers with a few different ways to pay electric bills by card:
- Online via Speedpay website
- By phone automated system
- Speedpay Mobile App
To use these card payment options you will need to have your FPL account number ZIP code, and details of the card you wish to pay with. A convenience fee does apply to all card transactions.
The major benefits of paying your FPL bill by card include:
- Fast and easy online or phone payments
- Visa, Mastercard, Discover, American Express accepted
- Debit/ATM cards accepted
- Payment posts instantly to FPL account
- Provides payment receipts/confirmations
- Avoid late fees by paying last minute
Below I’ll walk through the steps to pay your FPL bill by card both online and by phone.
Step-by-Step Guide to Pay FPL Bill Online
Follow these instructions to make an online credit/debit card payment for your FPL electric bill via Speedpay:
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Visit Speedpay.com
Go to the Speedpay website and click “Make a Payment” to get started.
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Search for FPL
Search for “FPL” or “Florida Power & Light” and select it when it appears.
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Enter FPL Account Details
Input your FPL account number and the service address ZIP code on the account.
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Select Card for Payment
Choose whether you wish to pay with a credit card or ATM/debit card.
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Input Card Details
Enter the card number, expiration date, CVV code, and billing ZIP code.
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Check Payment Amount
Verify the FPL balance due and convenience fee are correct.
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Submit Payment
Complete all steps to authorize and submit the card payment to FPL.
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Save Confirmation
You will receive an immediate on-screen confirmation – be sure to save this for your records!
It’s quick and easy to pay your FPL electric bill online using a credit or debit card. The payment will post to your FPL account within minutes after it is submitted.
Step-by-Step Guide to Pay FPL Bill by Phone
You can also make an automated credit/debit card payment for your FPL electric bill over the phone by following these steps:
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Call Speedpay at 1-800-979-3967
Dial the Speedpay automated payment system phone number to get started.
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Select FPL Account
When prompted, indicate you wish to make a payment to your FPL electric bill.
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Enter FPL Details
Input your FPL account number and the service address ZIP code on the account.
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Choose Card for Payment
Select credit/debit card as your method of payment.
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Provide Card Information
Enter your Visa, Mastercard, Discover or Amex number along with the expiration date and CVV code.
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Confirm Payment Amount
Verify that the FPL balance due and convenience fee stated are correct.
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Submit Payment
Follow prompts to authorize and complete submission of the card payment.
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Note Confirmation Number
You will receive an immediate confirmation number – be sure to write this down!
And that’s it – paying your FPL bill by phone with a card is simple and takes just a few minutes when you follow the voice prompts.
Tips for Managing FPL Card Payments
Here are some useful tips to ensure successful FPL bill payment when using your credit or debit card:
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Have your FPL account number and service address handy before starting transaction.
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Double check the payment amount due before submitting.
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Save confirmation numbers and receipts for your records.
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Contact FPL or Speedpay right away if any payment issues occur.
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Avoid overpaying, as overpayments over $10 are not accepted.
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Update card details like expiration date promptly to avoid declines.
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Set payment reminders to avoid late fees – card payments post instantly.
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Enable text or email alerts through Speedpay for payment confirmations.
Pros of Paying FPL Bill by Credit or Debit Card
Paying your FPL utility bill with a credit or debit card offers several key benefits:
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Fast and convenient – Make payments 24/7 online or by phone
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Payment proof – Get instant payment confirmations/receipts
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Avoid late fees – Same day payments help prevent overdue bills
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Card rewards – Earn points, miles, cash back on card purchases
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Payment tracking – Clear record of transactions through Speedpay
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Flexible financing – Pay over time if using a credit card
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Enhanced security – Speedpay protects card information
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Accessibility – Make payments remotely by phone or internet
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No FPL account needed – Pay as guest or without login
Potential Drawbacks to Consider
While paying by credit or debit card offers many perks, a few potential drawbacks include:
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Convenience fees – Charges apply for processing card payments
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Overspending – Can overpay if not carefully tracking balance due
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Declined payments – Card could be declined if stolen, expired, etc.
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Credit limits – Paying bills counts toward card credit utilization
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AutoPay issues – Recurring card payments sometimes fail
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Billing errors – Mistakes more likely without paper statement tracking
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Account security – Providing card info online creates some risk
As long as you closely monitor payment amounts, card usage, and your accounts, these cons can easily be avoided.
Troubleshooting Issues with FPL Card Payments
While card payment issues don’t happen often, here is some troubleshooting guidance if you encounter problems:
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Verify your card has not expired or has sufficient funds available.
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Contact card issuer if your payment card was declined – they can investigate why.
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Make sure your FPL account number entered is correct.
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Try an alternate card if your primary one is not working.
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Call Speedpay support for assistance if payments are not processing properly.
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Reach out to FPL directly if your account reflects incorrect payment amounts.
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Notify FPL and card company right away if you suspect fraudulent charges.
By proactively monitoring your accounts and contacting support promptly, you can get any payment issues resolved quickly.
Final Thoughts on Paying FPL Bills by Credit/Debit Card
Overall, paying your monthly FPL electric bill with a credit or debit card using Speedpay is a fast, easy, and secure payment option. The convenience of online and phone payments is extremely useful for managing bills.
Just be attentive to convenience fee amounts, payment processing times, and account balances to ensure everything remains accurate. Take advantage of the flexibility and rewards potential that paying FPL bills with your card provides!
What payment methods are accepted?
- The following credit cards are accepted: Visa®, MasterCard®, Discover® or American Express®
- You can also pay using your ATM/Debit card with a STAR, NYCE, ACCEL or PULSE logo from a financial institution that’s enrolled in the PIN-less ATM Bill Payment Program*
- The billing address for your card must be a U.S. or Canadian address
*The PIN-less ATM program allows a customer to use their ATM/debit card without requiring a pin. Please contact your financial institution if you have questions about the program.
Select your region to make a payment
- Visit the Speedpay® website (FPL region | FPL Northwest FL region) or call 800-979-3967 (FPL region) or 833-702-0075 (FPL Northwest region).
- Enter the FPL account number and the service address zip code of the account you want to pay
- Enter the amount you want to pay (Note: Overpayments of more than $10 will not be accepted)
- Enter your credit or debit card details (Note: billing address must be U.S. or Canadian address)
- A confirmation email will be sent to the email address provided
- Your payment will be posted within minutes to the FPL account
How To Pay Light Bill With Credit Card (How Can You Pay Utility/Electric Bills With Credit Card?)
FAQ
Can I pay my FPL bill with a credit card?
How to pay bill with credit card?
How much is the convenience fee for Speedpay?
How do I pay my FPL Bill?
Complete the payment in just a few clicks Easy to use. All you need is the FPL service address zip code, FPL account number and the card information for payment Available 24/7. Make a payment electronically with your card at any time of day or night We partner with Speedpay ® to provide an easy way to pay a bill using your credit or debit card.
Does FPL accept money order payments?
FPL does not agree to any restrictions or conditions on money order payments. We will process the payment as if these restrictions or conditions do not exist. Note: You can pay your bill immediately for free using FPL Pay Online or FPL Pay by Phone®.
When will my payment be posted to my FPL account?
Your payment will be posted within minutes to your FPL account. MAKE A PAYMENT * The PIN-less ATM program allows a customer to use their ATM/debit card without requiring a pin. Please refer to your financial institution if you have questions about the program. Did you know?
Why should I pay my FPL bill online?
The system will process your payment and provide a confirmation message once it is successful. Paying your FPL bill online not only saves time but also offers convenience and flexibility in managing your electricity payments.
Where can I pay my Florida Power & Light (FPL) Bill?
You can pay your Florida Power & Light (FPL) bill in person at a number of independent third-party retailers throughout the company’s service territory. Authorized pay agents are found on an interactive map available on the FPL website.
Does FPL charge a convenience fee?
Yes, a Speedpay convenience fee will apply. FPL receives no portion of the convenience fee. Guest Pay allows customers to pay an FPL bill with a debit or credit card without having to remember a traditional username and password or create an account.