Having quality health insurance coverage gives you peace of mind. To keep your Premera Blue Cross policy active, you must pay your premium bills on time. Premera offers convenient online payment options to pay your bill quickly from home. This comprehensive guide will explain everything you need to know.
What is the Premium Bill?
Your Premera Blue Cross premium bill is a monthly statement showing the amount you owe for your health insurance coverage. Premiums must be paid each month or billing cycle to maintain an active policy.
The premium bill includes important details like the amount due, due date, your policy information, mailing address for payments, and customer service contact details.
Paying your premium bills fully and on time ensures there is no disruption in your health insurance coverage Read on to understand how to pay Premera bills online easily
Benefits of Paying Premium Bills Online
Premera Blue Cross allows you to pay your premium bill conveniently through their online employer portal. Here are the key advantages of paying your health insurance bill online:
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Fast and easy – Make payments in just minutes anytime anywhere
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Secure payment – Encrypted and protected data transmission
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Auto-pay option – Set up recurring payments to be deducted automatically
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Payment history – View or download past bills and payments
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Email alerts – Get notified when a new bill is ready
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Avoid late fees – Pay by the due date with no hassles
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Instant receipts – Access payment confirmation and receipts
Paying online gives you control over your payments and saves time versus mailing checks.
How to Pay Your Bill Through the Online Portal
Follow these simple steps to pay your Premera Blue Cross premium bill online:
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Visit Premera.com and click on “Employer”
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Click on “Pay Your Bill” under the Employer section
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Log in to your online account portal with your username and password
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Select your policy to make a payment towards
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Choose a payment method – credit card, debit card, checking account etc.
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Enter the payment amount due and fill in your payment details
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Carefully review all the data entered
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Submit the payment and download your receipt
The entire process takes just a few minutes via the online portal. You can pay your bill at your convenience anytime.
Payment Methods Accepted Online
Premera Blue Cross offers various payment methods to pay your premium bill through the online employer portal:
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Credit or debit card – Visa, MasterCard, American Express, Discover
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Checking account – By entering your routing and account numbers
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eCheck – Instantly transfer funds from your checking account
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Wire transfer – Initiate a wire transfer through your bank
Have your payment information or card handy when you log in to make an online payment quickly and directly.
Billing Cycle and Due Date
Premera Blue Cross generates premium bills on a monthly cycle. Your bill includes the due date for payment. Make sure to pay the billed amount each month by the due date to avoid any policy cancellation or penalties.
For new policies, you may receive your first bill on a different date than the monthly cycle. Afterwards, you will receive a bill every month with the due date for the next payment.
Note the due date mentioned on each bill and schedule payments in advance if going on vacation to avoid non-payment.
Grace Period If Payment Is Late
If you happen to pay the Premera Blue Cross premium bill after the due date, you get a grace period to pay before your policy lapses. The grace period allows extra time to pay:
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For monthly billing, you get a 31 day grace period from the due date.
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Make sure to pay the full amount due within 31 days.
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Not paying even after the grace period can lead to policy cancellation.
Always try to pay your bills on time and utilize the online portal for easy payments. But the grace period protects you if you ever pay late by mistake.
Prevent Policy Cancellation
To prevent your Premera Blue Cross policy from getting cancelled due to non-payment:
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Pay all premium bills fully by the due date or within the grace period
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Setup autopay through the online portal for automatic payments
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Opt-in to get email alerts about bills being generated
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Contact customer service if you anticipate having trouble making a payment
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Discuss alternate solutions like changing plans or financial assistance
Keeping your health insurance active should be your top priority. Monitor your account portal regularly and pay bills on time.
Get Support From Premera Blue Cross
If you have any billing or payment issues, Premera’s customer service team is available to help:
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Call 866-396-0197 to speak with a billing representative
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Chat online with a virtual assistant on Premera.com
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Visit a Premera Blue Cross branch office in-person
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Email Premera customer service for support
Contact Premera immediately if you are struggling to pay a bill so they can assist you before the policy gets cancelled.
Key Takeaways
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Check the premium bill due date each month to schedule payments on time
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Utilize the online portal to pay bills fast, easily and securely
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Set up autopay and email alerts to avoid forgetting payments
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Pay within the grace period if you miss the actual due date
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Discuss payment problems proactively with Premera to prevent cancellation
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Keep your health insurance active by paying every Premera premium on time
Paying bills promptly ensures you get continuous health coverage. Use Premera’s online account tools to take control of payments. Contact customer service if you need additional billing help. Stay insured with Premera!
3   SIGN UP FOR AUTOPAY
Automatically pay your monthly premium using a credit card, debit card, or bank account. Sign in to your account and select My Account then Make a Payment.
Getting started is easy.
Set up your online account so you can pay your bill, track your claims, use the mail-order pharmacy, and find cost estimates. Youll want to have your ID number handy to create your new account—located on your invoice or ID card. If youve previously created an account for your Premera health plan, you do not need to register for another one.
What Do Health Plan Premiums Pay For?
FAQ
How do I pay my Premera bill online?
- Sign in to your online account. (Create an account if you have not yet done so.)
- Once signed in, use the payment buttons to make a one-time payment or to manage recurring automatic payments (autopay). Make sure to enable pop-ups or the payment system will not function properly.
How to pay bill online?
Gather your bills, including account numbers and the addresses to where you mail the payments. Enter each biller’s information into your bank’s online bill pay platform, or choose them from a list provided by your bank. Choose when to send the payment. Select a recurring or one-time payment.
Is Premera the same as Blue Cross?
- Premera Blue Cross is a not-for-profit health insurance company that serves Washington and Alaska.
- Premera has been providing health insurance in Washington since 1933 and in Alaska since 1952.
- Premera Blue Cross offers a variety of health plans, including EPO and PPO.
- Premera Blue Cross is the largest health plan in the Pacific Northwest.
- Premera Blue Cross is part of a family of companies that includes Premera Blue Cross HMO, LifeWise Health Plan of Washington, and LifeWise Assurance.
- Premera Blue Cross’s affiliates are not licensees of the Blue Cross Blue Shield Association.
How do I contact Premera Blue Cross?
Please call the Customer Service number on the back of your ID card. Premera Blue Cross complies with applicable federal and Washington state civil rights laws and does not discriminate on the basis of race, color, national origin, age, disability, sex, gender identity, or sexual orientation.
Is Premera Blue Cross Blue Shield a Blue Cross?
Premera Blue Cross complies with applicable federal civil rights laws and does not discriminate on the basis of race, color, national origin, age, disability, or sex. © 2021 Premera Blue Cross is an independent licensee of the Blue Cross Blue Shield Association serving businesses and residents of Alaska and Washington State, excluding Clark County.
Does Premera Blue Cross discriminate?
Premera Blue Cross complies with applicable Federal and Washington state civil rights laws and does not discriminate on the basis of race, color, national origin, age, disability, sex, gender identity, or sexual orientation. Contact us for free language assistance services and appropriate auxiliary aids and services.
Does Premera Blue Cross administer ERISA plans?
Premera Blue Cross does not administer ERISA plans. However, if there’s a loss of coverage under the plan due to a qualifying event, the Association Employer is required by law to offer COBRA coverage, for which you or your dependents may have to pay.
What services does Premera Blue Cross offer?
Contact us for free language assistance services and appropriate auxiliary aids and services. Premera Blue Cross is an independent licensee of the Blue Cross Blue Shield Association serving businesses and residents of Alaska and Washington State, excluding Clark County.
Does Premera Blue Cross have to pay GS labs?
It is even reported that insurers like Premera Blue Cross are forced to pay in full by GS Labs and are threatened to be reported to the authorities in case they choose not to foot the bill.